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Installment Payment Plan Agreement

Last updated: December 08, 2021

Please read these terms and conditions carefully before agreeing to purchase an interactive education program through an installment payment plan. This Installment Payment Plan Agreement (“Agreement”) incorporates by reference all terms and conditions of our Terms of Service (available at https://www.scertify.co/terms-of-service) and Privacy Policy (available at: https://scertify.co/privacy-policy) unless explicitly superseded by this Agreement. In the event of a conflict with the Terms of Service or Privacy Policy, this Agreement shall govern with respect to the subject matter of such conflicting terms.

Agreement

PROMISE TO PAY: This Agreement governs your repayment to us in connection with the purchase of interactive education programs through an Installment Payment Plan (“Plan”). You promise to pay the total sum of the program cost plus the applicable administration fee described in the program pricing information.

Installment Payments

When you accept this Agreement and place an order, you will identify your preferred method of payment, designating an eligible credit or debit card as your “Payment Method.” In addition to the initial payment, you must continue to make monthly payments to us (each, an “Installment Payment”) in the amount and number of payments specified by the Plan. Your Payment Method will automatically be charged the Installment Payment amount every month for the number of payments specified by the Plan. You are responsible for ensuring that you have sufficient funds available to make Installment Payments on the dates of future payments. As a courtesy, you will be notified by email 7 days in advance of the next scheduled payment.

If all Installment Payments have been made in full on their due dates this Agreement will be considered completed and any relevant certificates or designations will be granted upon completing the education program requirements at the conclusion of the program. If the timing of the last Installment Payment and completion of this agreement exceeds the conclusion of the education program and your fulfillment of the education program requirements, any education program certificates, or designations will not be granted until this Agreement has been completed.

You may prepay all amounts due under this Agreement in whole or in part at any time without a penalty and may make any payment early, in whole or in part, without penalty or premium at any time.

Payment can be made through various payment methods we have available, such as Visa, MasterCard, Affinity Card, American Express cards or online payment methods (PayPal, for example).

Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer.

If you would like to change your Payment Method or make alternate payment arrangements, you are able to do so online through a link to a customer portal that will be provided to you. If you have further issues or questions, you may contact us at info@scertify.co. The Payment Method you select, and any necessary authorization will not affect your obligation to pay when due all amounts payable under this Agreement. The foregoing authorization is in addition to, and not in limitation of, any rights of setoff we may have under applicable law.

Late Payments

There are no finance charges or interest associated with this Agreement other than the administration fee as specified by the Plan. However, if we are unable to process your Installment Payment using the Payment Method provided by you, we will continue to inform you, for up to 30 days, that your Payment Method must be updated. Once a scheduled Installment Payment is past due by more than 30 days your account will be considered delinquent.

Delinquency and Default

If you fail to make any payment more than 30 days after the due date your account will be delinquent. If you are delinquent, have filed or have instituted against you bankruptcy or insolvency proceedings or are in breach any other material term of this Agreement, we may, to the extent and at the time permitted by applicable law, deem you in default and accelerate the maturity of this Agreement and all payments due hereunder. If you fail to make a payment required under this Agreement, we reserve the right to limit, restrict, suspend or terminate your access to the education program materials and interactive program sessions or, if your account has become delinquent prior to the scheduled start of the education program, you will forfeit your enrollment in the education program.

Refunds

Cancellation of the purchase of education programs may be entitled to a refund. See “Your Order Cancellation Rights” in our Terms of Service for details. In the event you qualify for a refund we will credit your Payment Method in the amount of the total of payments already made, minus any applicable cancellation fees, within 30 days of cancellation notice.

Transfers or Assignments

We may transfer, assign or sell this Agreement, and any rights under this Agreement, to a third party without your consent. You agree that we may appoint third party collections agencies to collect any amounts owing to us under this Agreement without your consent. You hereby waive demand, notice of non-payment, protest and all other notices or demands whatsoever, and hereby consent that without notice to and without releasing the liability of any party, the obligations evidenced by this Agreement may from time to time, in whole or part, be renewed, extended, modified, accelerated, compromised, settled, canceled or released by us.

Complaints and Disputes

If you have a complaint with us arising out of or related to this Agreement, you should contact us at info@scertify.co. We may request additional documentation from you to assist us in resolving any complaints or disputes, and you must provide all reasonable assistance to us to facilitate us in resolving all complaints and disputes.

Contact Us

If you have any questions about this Agreement, you can contact us: